Story details

In the Scottish Household Survey 2025 finance findings published on 13 October, 52% of households said they were managing well financially. The corresponding figure was 54% in 2024, with the report describing the levels as similar. In 2025, 9% said they were not managing well. These are respondents’ assessments, rather than directly measured income or poverty rates.

Among households with net annual income up to £10,000, 28% reported managing well and 26% not managing well. For income above £30,000, the figures were 60% and 5%. The report’s under-£10,000 group had 37% reporting no savings, compared with 14% above £30,000. The publication excludes 2020 and 2021 from the comparison because data collected during the pandemic are not comparable.