QNB Group’s results release, posted on 8 October 2026, covers the nine months ended 30 September. It reports net profit of QAR 13.3 billion, a 4% increase from the comparable period a year earlier. The figure is a nine-month flow, while the balance-sheet amounts in the same release are stocks measured at 30 September. Keeping those periods separate avoids treating an end-date balance as if it were income earned across the whole period.

The bank also reports net profit before the impact of hyperinflation of QAR 16.4 billion, up 8% year on year. That figure uses a different stated basis from the headline net profit, so the two should not be presented as interchangeable measures. QNB says operating income reached QAR 36 billion, an 8% increase. The release does not provide a detailed country-by-country contribution, a segment bridge, a quarterly sequence or an independent causal analysis that would explain how much each business line contributed to the nine-month change.

At 30 September, total assets were QAR 1,464 billion, up 5% from the same date in 2025. Loans and advances reached QAR 1,061 billion, 6% higher year on year, and customer deposits were QAR 979 billion, up 2%. These are point-in-time balances, not amounts newly generated during the nine months. Their growth rates compare the two September dates, and the release attributes asset growth mainly to loans and advances while describing customer deposits as diversified.

QNB reported a cost-to-income ratio of 24.3% and a non-performing-loan ratio of 2.7% at the end of September. It also reported a loan-loss coverage ratio of 97%, total equity of QAR 134 billion, earnings per share of QAR 1.37 and a capital adequacy ratio of 19.7%. The bank said its liquidity coverage ratio was 145% and net stable funding ratio was 108%. These figures have distinct definitions and denominators; they are not additive and should not be collapsed into one measure of performance.

The release says the liquidity and net stable funding ratios were above regulatory minimum requirements of the Qatar Central Bank and Basel III reforms requirements. It gives the reported ratios but does not set out those minimum levels in this announcement. The headline rise in profit therefore sits alongside balance-sheet expansion and reported capital and liquidity ratios, but the information here does not establish how the group compares with every peer or how the reported performance may change in later periods.

The results provide a snapshot of a large banking group’s reported activity through the third quarter of 2026. Profit and operating income cover January to September; assets, loans, deposits, equity and prudential ratios refer to 30 September unless otherwise specified. The release is the bank’s own statement, and this article reproduces its reported figures without an external audit opinion or additional exchange-rate conversion. Any interpretation of business resilience, risk or future returns would require further evidence beyond these nine-month headline numbers.