The average interest rate on new repayment loans secured on dwellings to households was 5.32% in August, compared with 5.29% in July. Floating-rate new repayment loans also averaged 5.32%, while new fixed-rate repayment loans averaged 5.35%, down from 5.42% in July.
The rate on outstanding household home-secured loans was 5.31%, unchanged from July, and the household deposit rate was 3.14%, up from 3.12%. The monthly series covers a sample of banks and mortgage companies, so it is not a census of every lender or a quote for an individual borrower.
HABER PAPER / DATA
Behind the numbers
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Indicators
Norwegian mortgage and deposit rates, August 2026
Rates on new and outstanding household home-secured loans and household deposits.
New household repayment loans secured on dwellings, average rate
5.32 percentData period: 2026-08 · Observed
Outstanding household loans secured on dwellings, average rate
5.31 percentData period: 2026-08 · Observed
Household deposit rate
3.14 percentData period: 2026-08 · Observed
Source and methodology
Haber Paper source-linked editorial data compilation; underlying sources retain their separate reuse terms.
Annual interest rates reported by banks and mortgage companies in SSB’s monthly sample. Changes are from the previous month and expressed in percentage points. This is not a census of all lenders.
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