Emirates NBD reported on 21 October that income for the first nine months of 2026 rose 15% year on year to AED42.2 billion and profit before tax increased 4% to AED24.3 billion. Pretax profit advanced despite higher impairment costs and hyperinflation accounting charges. Operating profit before impairment rose 14% to AED29 billion, while the bank recorded AED2.1 billion in impairment allowances for the period.
Total assets rose 18% year to date to AED1.38 trillion, gross loans increased 27% to AED833 billion and deposits grew 19% to AED935 billion. The bank said loan growth included its June acquisition of RBL Bank; excluding RBL, loans increased 18% year to date. The impaired-loan ratio improved to 2%. These are the group’s consolidated nine-month results and do not by themselves measure growth across the UAE banking system.
HABER PAPER / DATA
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Emirates NBD: January–September income and profit
Consolidated monetary flows for the first nine months of 2026, in billion AED.
Transcribed issuer-reported rounded January–September 2026 totals. Operating profit before impairment is distinct from profit before tax; rows must not be added. Group scope extends beyond the UAE. No annualisation, currency conversion, missing comparatives or claim of independent audit is introduced.
Latest consolidated balance-sheet figures in the issuer’s nine-month results; no exact snapshot day is inferred where unspecified. AED1.38 trillion is expressed as AED1,380 billion by an exact scale conversion. Other amounts retain the source scale. These are stocks, not period flows or UAE-wide totals, and must not be added to income/profit. Year-on-year and year-to-date growth rates are omitted from this block.
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Source: Emirates News Agency (WAM)
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