{"version":"1","article":{"id":"kazakhstan-bank-sector-august-2026-assets-credit-deposits","slug":"kazakhstan-bank-sector-august-2026-assets-credit-deposits","language":"en","url":"https://haberpaper.com/en/news/kazakhstan-bank-sector-august-2026-assets-credit-deposits","api_url":"https://haberpaper.com/api/v1/articles/kazakhstan-bank-sector-august-2026-assets-credit-deposits?lang=en","title":"Kazakhstan bank assets edge up 0.1% in August","summary":"The regulator put banking assets at 75.7 trillion tenge and sector loans at 42.8 trillion tenge as of 1 September.","category":"finance","region":"world","topics":[],"published_at":"2026-10-06T18:57:01+03:00","modified_at":"2026-10-06T18:57:01+03:00","publication_basis":"publication-record","event_period":"2026-09-01","event_period_basis":"event-or-reference-period","sources":[{"name":"Agency for Regulation and Development of the Financial Market of Kazakhstan","url":"https://www.gov.kz/memleket/entities/ardfm/press/news/details/1305588","publishedAt":"2026-10-06","checkedAt":"2026-10-06"}],"translations":[{"language":"tr","url":"https://haberpaper.com/tr/news/kazakhstan-bank-sector-august-2026-assets-credit-deposits","api_url":"https://haberpaper.com/api/v1/articles/kazakhstan-bank-sector-august-2026-assets-credit-deposits?lang=tr"},{"language":"en","url":"https://haberpaper.com/en/news/kazakhstan-bank-sector-august-2026-assets-credit-deposits","api_url":"https://haberpaper.com/api/v1/articles/kazakhstan-bank-sector-august-2026-assets-credit-deposits?lang=en"},{"language":"ar","url":"https://haberpaper.com/ar/news/kazakhstan-bank-sector-august-2026-assets-credit-deposits","api_url":"https://haberpaper.com/api/v1/articles/kazakhstan-bank-sector-august-2026-assets-credit-deposits?lang=ar"},{"language":"fr","url":"https://haberpaper.com/fr/news/kazakhstan-bank-sector-august-2026-assets-credit-deposits","api_url":"https://haberpaper.com/api/v1/articles/kazakhstan-bank-sector-august-2026-assets-credit-deposits?lang=fr"},{"language":"es","url":"https://haberpaper.com/es/news/kazakhstan-bank-sector-august-2026-assets-credit-deposits","api_url":"https://haberpaper.com/api/v1/articles/kazakhstan-bank-sector-august-2026-assets-credit-deposits?lang=es"}],"data_types":[],"data":null,"data_compilations":[],"data_downloads":[],"content":{"paragraphs":["Kazakhstan’s Agency for Regulation and Development of the Financial Market reported on 6 October that the country had 23 second-tier banks as of 1 September 2026. The group included 10 subsidiary banks and one bank wholly owned by the state. Banking-sector assets rose 0.1% in August to 75.7 trillion tenge, a 6.9% increase since the start of the year. The regulator said the main contributor to the monthly rise was a 2.8% expansion in the loan portfolio, to 46.3 trillion tenge. These are consolidated sector figures at a reporting date; they do not describe the performance of an individual bank or the finances of a typical household.","Highly liquid assets at second-tier banks totalled 23.2 trillion tenge, equal to 30.6% of assets. The overall loan portfolio to the economy increased 1.7% in August to 42.8 trillion tenge, up 6.5% since the beginning of 2026. New lending reached 3.8 trillion tenge, 9.6% above August 2025. Tenge-denominated loans grew 1.3% to 38.4 trillion tenge, while foreign-currency loans rose 4.5% to 4.4 trillion. Tenge lending represented 89.7% of the total on 1 September, down 0.3 percentage points over the month. The release reports balances and changes over the stated periods, rather than a forecast of future lending.","Loans to businesses increased 2.3% to 16.4 trillion tenge. The small and medium-sized enterprise portfolio grew 2.6% to 7.9 trillion, while lending to large companies rose 2.7% to 5.1 trillion; despite that monthly increase, the large-business portfolio was 7.9% lower than at the start of the year. Loans to individual entrepreneurs rose 1.1% to 3.4 trillion tenge. By industry, lending to industry grew 2.8% to 5.436 trillion tenge, trade loans increased 2.2% to 4.205 trillion, agriculture lending rose 3.2% to 530 billion, and construction lending climbed 5.4% to 948 billion.","Household loans expanded 1.2% to 26.5 trillion tenge. Consumer credit stood at 17.6 trillion and mortgage lending at 7.8 trillion tenge. Loans more than 90 days overdue totalled 1.9 trillion tenge, or 4.0% of the banking portfolio, on 1 September. The corresponding rates were 4.6% for household loans and 3.9% for business loans. Sector liabilities increased 0.2% to 64.4 trillion tenge in August, with customer deposits accounting for 79.2% of the total. These figures are the regulator’s aggregate snapshot for the period and should not be read as a projection."],"key_points":[],"sections":[]},"text":"The regulator put banking assets at 75.7 trillion tenge and sector loans at 42.8 trillion tenge as of 1 September.\n\nKazakhstan’s Agency for Regulation and Development of the Financial Market reported on 6 October that the country had 23 second-tier banks as of 1 September 2026. The group included 10 subsidiary banks and one bank wholly owned by the state. Banking-sector assets rose 0.1% in August to 75.7 trillion tenge, a 6.9% increase since the start of the year. The regulator said the main contributor to the monthly rise was a 2.8% expansion in the loan portfolio, to 46.3 trillion tenge. These are consolidated sector figures at a reporting date; they do not describe the performance of an individual bank or the finances of a typical household.\n\nHighly liquid assets at second-tier banks totalled 23.2 trillion tenge, equal to 30.6% of assets. The overall loan portfolio to the economy increased 1.7% in August to 42.8 trillion tenge, up 6.5% since the beginning of 2026. New lending reached 3.8 trillion tenge, 9.6% above August 2025. Tenge-denominated loans grew 1.3% to 38.4 trillion tenge, while foreign-currency loans rose 4.5% to 4.4 trillion. Tenge lending represented 89.7% of the total on 1 September, down 0.3 percentage points over the month. The release reports balances and changes over the stated periods, rather than a forecast of future lending.\n\nLoans to businesses increased 2.3% to 16.4 trillion tenge. The small and medium-sized enterprise portfolio grew 2.6% to 7.9 trillion, while lending to large companies rose 2.7% to 5.1 trillion; despite that monthly increase, the large-business portfolio was 7.9% lower than at the start of the year. Loans to individual entrepreneurs rose 1.1% to 3.4 trillion tenge. By industry, lending to industry grew 2.8% to 5.436 trillion tenge, trade loans increased 2.2% to 4.205 trillion, agriculture lending rose 3.2% to 530 billion, and construction lending climbed 5.4% to 948 billion.\n\nHousehold loans expanded 1.2% to 26.5 trillion tenge. Consumer credit stood at 17.6 trillion and mortgage lending at 7.8 trillion tenge. Loans more than 90 days overdue totalled 1.9 trillion tenge, or 4.0% of the banking portfolio, on 1 September. The corresponding rates were 4.6% for household loans and 3.9% for business loans. Sector liabilities increased 0.2% to 64.4 trillion tenge in August, with customer deposits accounting for 79.2% of the total. These figures are the regulator’s aggregate snapshot for the period and should not be read as a projection.","corrections":[],"editorial_illustration":{"kind":"symbolic-editorial-illustration","documentary":false,"scope":"section","asset_id":"finance","url":"https://haberpaper.com/assets/illustrations/finance-1536.webp","width":1536,"height":1024,"alt":"Symbolic financial system with a vault door, columns and unmarked coins.","language":"en"},"section_illustration":{"kind":"symbolic-editorial-illustration","documentary":false,"scope":"section","asset_id":"finance","url":"https://haberpaper.com/assets/illustrations/finance-1536.webp","width":1536,"height":1024,"alt":"Symbolic financial system with a vault door, columns and unmarked coins.","language":"en"}}}